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From 6 April 2015 those aged 55 and over with a defined benefits pension will be able to access all of their pension savings. Before then this was limited to 25%.

There is a government website which gives information to help you to understand your options and obtain guidance

That site provides guidance and help can also be obtained for free on the telephone or face to face through “Pension Wise Guidance Appointments” with a “Guidance Specialist”.

So the government provides free guidance only and not advice.



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